At Diamond Dental Arts, we believe that the cost of care should never stand between you and a healthy smile. That is why we offer Cherry Financing, a simple and transparent way to spread the cost of your treatment into manageable monthly payments. Cherry Financing lets you begin the care you need today while paying over time, so you can move forward with confidence instead of postponing important dental work. The application takes about sixty seconds, involves no hard credit check, and provides an instant decision, which means you can plan your treatment without any surprises or lengthy paperwork.
One of the reasons patients appreciate Cherry Financing is its flexibility. Depending on your eligibility, you may qualify for true zero percent APR promotional plans or longer interest bearing options with competitive rates. There are no hidden fees, no prepayment penalties, and no impact on your credit score just for checking whether you qualify. Whether you are budgeting for a single visit or planning a larger cosmetic or restorative treatment, Cherry Financing gives you the freedom to choose a monthly payment that fits comfortably within your household budget.
Of course, Cherry Financing is only one of several ways our patients manage the cost of care. Many families take advantage of dental savings plans, which offer discounted rates in exchange for a low annual membership fee, making routine cleanings and checkups more affordable throughout the year. Others use tax advantaged accounts such as a Health Savings Account or Flexible Spending Account, which allow you to set aside pre tax dollars specifically for medical and dental expenses. These accounts can pair nicely with a payment plan, helping you stretch your dollars even further while keeping your out of pocket costs predictable.
Traditional dental insurance remains a valuable option as well, and our friendly administrative team is always happy to review your benefits, explain your coverage, and help you understand exactly what your plan includes before treatment begins. If you are comparing options, it can help to understand how consumer financing works in general. Trusted, independent resources can guide you through the basics of budgeting, interest, and responsible borrowing so you feel fully informed about any plan you choose.
We also encourage patients to build healthy financial habits alongside healthy dental habits. Setting aside a small amount each month into a dedicated savings plan can make unexpected treatments far less stressful, and combining that savings with a flexible option like Cherry Financing gives you a dependable safety net. Preventive care is the best investment of all, because regular cleanings and early treatment help you avoid the more costly procedures that can arise when problems are left unaddressed.
Our goal is always to help you find the approach that makes the most sense for your situation. When you visit Diamond Dental Arts, we will walk you through every available option, answer your questions honestly, and never pressure you into anything. From Cherry Financing to savings plans and insurance, we want you to feel empowered to make the choice that keeps both your smile and your budget in great shape. If you have questions about qualifying, monthly payments, or combining these options, simply reach out to our team and we will be glad to help you get started on the path to a healthier, more confident smile.
If you do not have insurance, another great way to save is with our Diamond Savings Club annual membership. Every plan lets you save 10% with a discount on both basic and major services, so you keep more money in your pocket on the care you need throughout the year. The Gold plan is $499 per year and delivers around $229 in total savings, while the Diamond plan is $649 per year for roughly $394 in total savings. Both memberships include a comprehensive oral evaluation or periodic exam, one free emergency exam, full mouth and panoramic X-rays, bitewings and periapical X-rays, and a fluoride varnish. The Gold plan adds two adult or child healthy-mouth cleanings, and the Diamond plan includes three adult periodontal maintenance cleanings, along with 10% off basic and major services on every plan you choose. You can review full details and enroll on our insurance and financing page.
To learn more about financing your dental care responsibly, we encourage you to explore these trusted external resources: the Consumer Financial Protection Bureau’s guide to consumer loans and the American Dental Association’s MouthHealthy resource for dental care information.
